ZIP IT PLEASE © !
Our experience on the market of life insurances brought staggering differences in premiums of life insurances to light. We're not talking about differences of some percents, but of differences from 80 to 100%! In other words, the premiums via DefA Finance are up to 50% cheaper than what other companies would charge you.
What do you mean, half as much?
As a consequence of the sharpened awareness of consumers, financial institutions have attuned their mortgage loan interest rates to another, with as result slight differences in rates. Because of that, financial institutions have less profit which lead to a shifting of the profit margin to the related insurances, including the life insurance. Most people sign their life insurance contract together with the mortgage loan contract as if it is a part of that. Well it is not! Nothing withholds you to subscribe your life insurance somewhere else!
You already have a life insurance?
No worries! DefA Finance replaces your life insurance when this appears to be interesting for you. This is almost always the case when your insurance is not yet concluded more than 5 years ago. What happens is that the remaining capital (loan balance) will be insured by the new insurance company for the remaining duration of your mortgage loan. From the moment you received (and checked) your new contract, the old contract can be terminated. Then the new insurance company will hand out a new certificate to the financial institution to confirm that you are sufficiently insured.
How is it possible for DefA Finance to come up with such good premiums?
Of course DefA Finance does not have "to compensate" for any losses. Above that it is possible for DefA Finance to, from her independence, place every person and his specific risk (male, female, smoker, non-smoker) at the for that person cheapest insurance company.Given the volume DefA Finance turns we even negotiate better premiums.